Transaction Flow
Get started with Transaction Flow:
Welcome to our comprehensive guide designed specifically to assist external parties, particularly B2B Merchants, in interacting with the API we have developed. This guide is not intended to be used as documentation for the development of internal Mobile or Web applications. We have crafted this document to provide detailed and easy-to-understand explanations, enabling B2B Merchants to seamlessly integrate and utilize our API to enhance their business efficiency and productivity. Happy exploring, and we hope this guide provides a valuable experience!
Transaction Flow
Virtual Account
Virtual Account
is the process of using and managing virtual accounts in a financial context. It includes steps such as account creation
, payment verification
, balance management
, and transaction reporting
. This helps companies manage payments more efficiently and provides a better payment experience for customers.
Singapay Payment Gateway: Virtual Account Flow Diagram

What to read next
Explore the fundamentals of Singapay's Payment Gateway, delving into its core concepts and how it differs from traditional payment systems.
Security
Merchants access this API for an access token, ensuring secure authentication in Singapay's Payment Gateway.